Youth & Young Adult Financial Education Services

Johnny Appleseed Junior Ecology Kids Club

Learning to save and manage money is important. Thanks to EECU’s Johnny Appleseed Junior Ecology Kids Club, it can be fun too. This educational club is the perfect way to teach kids ages 12 and younger the value of saving money, while also encouraging them to think about conserving the Earth and its resources.

Saving and Managing Money
Johnny Appleseed members receive special gifts when they open a Savings Account and make their first deposit. Plus, any time they make a single deposit of any amount, we'll stamp their reward card. After five stamps, the child can choose a prize from the toy chest, and the card will be entered into an annual drawing for a chance to win great prizes. It’s fun to watch a Savings Account grow, and these gifts add a little extra excitement!

Saving the Earth
Our club members come up with some great ideas for helping our environment, and we print the best suggestions each year in our club calendar. Winners of the national contest are awarded $50.00.

Joining is Easy and Free!
We believe financial habits start early. Open a Johnny Appleseed Kids Club Savings Account for your child or grandchild with an initial deposit of $5.00 or more. Stop by any EECU branch location or contact a Member Service Representative at 517.787.2060 or 877.894.5033 to sign your kids up today!

Help “plant the seeds” of responsible money management today!

Be sure to visit the OFFICIAL JOHNNY APPLESEED JUNIOR ECOLOGY CLUB SITE for many more links, games, and FUN just for kids!

Cha-Ching! Teen Club

EECU's cha-ching! teen club is the perfect way to educate teens ages 13-17 about good saving and spending habits. They'll get solid money management tools that parents can supervise, and have access to youth-centric technologies like personalized web pages, blogs, pod casts and more! Take a look...

Savings & Checking Accounts
Basic money management starts here. Open a cha-ching! Savings Account with an initial minimum deposit of just $5.00 to help save for things like prom, concerts and even a car! Then get a FREE cha-ching! Checking Account with a parent's joint signature. Members can write checks or use an ATM & Check Card to access their Checking Account. These accounts will help teens track expenses, as well as saving and spending habits.

VISA® ATM & Check Cards
Once a Checking Account is established, teens can enjoy the convenience of a cha-ching! ATM & Check Card. It's safer than carrying cash and provides the same acceptance as those pre-paid cards without the annual fees. Checking and Savings Accounts can be accessed 24 hours a day at more than 25,000 ATMs nationwide, and the cards can also be used to make purchases everywhere that VISA® debit cards are accepted. Even better yet...earn Extra Awards Bonus Points when you use your ATM & Check Card for signature-based purchase transactions and redeem them for travel awards and gift certificates.

Online Banking
Get connected to your EECU cha-ching! account anytime, anywhere with FREE Online Banking. Make balance inquiries, transfer funds, verify checks cleared and much more without any cost to you.

Vehicle Loans & VISA® Credit Cards
EECU can also help teens to establish good credit. With a parent's joint signature, we offer Vehicle Loans and VISA® Credit Cards for their borrowing needs.

Rewards Program
Anytime you make a single deposit of $25 or more, we'll stamp your cha-ching! reward card. After six stamps, your card will be entered into an annual drawing for a chance to win cash and prizes!

Give the teen in your life a financial head start today with a cha-ching! account from EECU...it's the first step toward financial independence! And be sure to check out cha-ching! online by clicking on the image below.

The Edge Club for Young Adults

You're on the edge. The edge of adulthood. The edge of life. That means you're managing your finances on your own. Now you have expenses like food, clothes, a car or maybe college. After handling all of your expenses, you want a little money left over for fun. When you get the edge for young adults age 18-24+, you'll be on your way to managing your money and your life. You'll get the tools you need to manage your money anytime, anywhere. Take a look...

Savings & Checking Accounts
Basic money management starts here. Open a Savings Account with an initial minimum deposit of just $5.00 to help save for your goals. Your Checking Account will help you track expenses, as well as saving and spending habits.

VISA® ATM & Check Cards
The edge VISA® ATM & Check Card is one powerful tool of convenience. In fact, it works like a check - only better! You can use your ATM & Check Card to pay for goods and services everywhere that VISA® debit cards are accepted - restaurants, gas stations, grocery stores, etc. Simply give your card to the merchant as you would any credit card and sign the receipt. The big difference? There's no credit involved! No interest charges. No monthly bills. Nothing to re-pay. The amount of your purchase is deducted electronically from your credit union Checking Account. Let the card that does it all make life a little easier for you! Even better yet...earn Extra Awards Bonus Points when you use your ATM & Check Card for signature-based purchase transactions and redeem them for travel awards and gift certificates.

Online Banking, Bill Pay & e-Statements
Get connected to your account anytime, anywhere with FREE Online Banking, Bill Pay & e-Statements. Make balance inquiries, transfer funds, verify checks cleared, pay bills and much more without any cost to you.

Vehicle Loans & VISA® Credit Cards*
Don't fall for credit card offers online, at retail stores, at school or anywhere else! Most credit cards have tricky fine print offers that you might not know about until it's too late. Then you're stuck with debt at a high rate. Our card offers one low rate, no fees and available credit when you need it most. And when you're ready to buy a car, see your credit union first. Whether you're thinking new or used, we can help you with a loan that will fit your budget.

*VISA® Credit Cards are available to anyone age 18-21 who has the independent means to re-pay the credit card debt, or with the joint signature of an adult having the means to re-pay the credit card debt. Normal lending guidelines apply to anyone over age 21.

Investment Accounts
Think about this: If you put just $15 a month into an IRA from the time you're 20 until you're 65, you could have over $55,000 saved for retirement. We also have Term Share Accounts available with a variety of terms. It's a very secure way to save.

Rewards Program
Anytime you make a single deposit of $50 or more, we'll stamp your edge reward card. After six stamps, your card will be entered into an annual drawing for a chance to win cash and prizes!

Get started on the road to managing your finances...Stop by any EECU branch location or contact a Member Service Representative at 517.787.2060 or 877.894.5033 to get your edge account today! And be sure to check out the edge online by clicking on the image below.

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