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Checking Accounts
Traditional Checking Accounts
Our Checking Account program provides a full range of services at no cost to members, including these convenient features:
- No minimum balance requirements
- No per check fee, no restrictions or hidden charges
- Free Online, Mobile & Text Banking
- Free Online e-Statements & Bill Pay
- Free VISA® ATM & Check Card featuring Extra Award Bonus Points and 24-hour ATM access at more than 28,000 surcharge-free ATMs nationwide
- Courtesy Pay* available
- Online check ordering
*$30.00 standard Courtesy Pay fee applies for each non-sufficient fund item paid and created by check writing, ATM withdrawals, Debit Card transactions or other electronic means including ACH transactions. The amount of any overdraft(s), plus courtesy pay fee(s) are due and payable upon notification from EECU, and must be paid in full within 30 days. EECU’s Courtesy Pay service is non-contractual and discretionary. We reserve the right to solely approve Courtesy Pay for member accounts in good standing and may limit the number of eligible accounts to one per household. EECU has the right to cancel Courtesy Pay anytime and without notice. EECU provides Savings overdraft protection as an alternative form of overdraft protection.
Advantage Checking Accounts
Enjoy the freedom of writing checks while earning a highly competitive dividend rate, as well as these convenient features:
- All the benefits of Traditional Checking
- Competitive dividends credited monthly
- Unlimited deposits and withdrawals
- Minimum balance of $5,000 to open
- 3 flexible and convenient options to choose from
- Earn high yields without tying up funds long-term
Green Checking Accounts
Go paperless and help protect the earth when you choose Green Checking! Trade paper checks and statements for a FREE VISA® ATM & Check Card and e-Statements!
- Free Checking with no minimum balance requirements
- Competitive dividends credited monthly on any balance plus a 1.70% APY* bonus rate when you make just 15 signature-based Debit Card transactions per month
- Free VISA® ATM & Check Card featuring Extra Award Bonus Points and 24-hour ATM access at more than 28,000 surcharge-free ATMs nationwide
- Courtesy Pay* available
- Free Online, Mobile & Text Banking
- Free Online e-Statements & Bill Pay
*APY=Annual Percentage Yield
Extra Award Bonus Points
All EECU Checking Accounts feature the Extra Award Bonus Points program. Earn points when you use your ATM & Check Card for signature-based purchase transactions and redeem for travel awards and gift certificates. Even better yet, if you have an EECU VISA Platinum Credit Card, you can combine your ATM & Check Card and VISA points for more awards and certificates!
VISA Platinum Credit Card - Earn one (1) point for every $1 you spend (purchases only).
VISA ATM & Check Card - Earn one (1) point for every $2 you spend (signature-based transactions only).
To access Extra Awards program information, rules, program gift awards and ordering information, click here. The first time you log in, you will be prompted to: enter your ATM & Check Card account number (or VISA Platinum Credit Card number), enter your home address, create a user ID and password, and read the terms and conditions of using the service. You will then receive a unique Loyalty Account Number to use to find out how many points you have or to redeem points for awards - it's that easy!
View the Rewards Brochure
For current Checking rates, please see our online rate page. For more information, contact a Member Service Representative at 517.787.2060 or 877.894.5033 or click below to apply!
Apply today!
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