ATM or ATM & Check Cards

ATM Cards

EECU offers Automated Teller Machine (ATM) Cards, which provide members with 24-hour access to cash and allow you to make deposits, withdrawals, balance inquiries and transfer funds within accounts at more than 28,000 ATMs nationwide. With an EECU ATM Card, you receive unlimited free transactions when you use our Credit Union ATMs or any participating CO-OP Network ATM.

ATM & Check Card

The EECU VISA® ATM & Check Card is one powerful tool of convenience. In fact, it works like a check - only better! You can use your ATM & Check Card to pay for goods and services everywhere that VISA® debit cards are accepted - restaurants, gas stations, grocery stores, etc. Simply give your card to the merchant as you would any credit card and sign the receipt. The big difference? There's no credit involved! No interest charges. No monthly bills. Nothing to re-pay. The amount of your purchase is deducted electronically from your Credit Union Checking Account. Let the card that does it all make life a little easier for you!

Extra Awards Bonus Points                
Earn points when you use your ATM & Check Card for signature-based purchase transactions and redeem for travel awards and gift certificates. Even better yet, if you have an EECU VISA Platinum Credit Card, you can combine your ATM & Check Card and VISA points for more awards and certificates!

VISA Platinum Credit Card - Earn one (1) point for every $1 you spend (purchases only).
VISA ATM & Check Card - Earn one (1) point for every $2 you spend (signature-based transactions only).

To access Extra Awards program information, rules, program gift awards and ordering information, click here. The first time you log in, you will be prompted to: enter your ATM & Check Card account number (or VISA Platinum Credit Card number), enter your home address, create a user ID and password, and read the terms and conditions of using the service. You will then receive a unique Loyalty Account Number to use to find out how many points you have or to redeem points for awards - it's that easy!

View the Rewards Brochure

Report Your Card Lost/Stolen
To report your EECU VISA® ATM & Check Card lost or stolen, go to www.reportmycards.com.

Activate Your EECU VISA® ATM & Check Card
To activate your EECU VISA® ATM & Check Card, go to www.activatemycards.com.

VISA® ATM & Check Card – Using Credit vs. Debit
The next time you swipe your EECU ATM & Check Card at a Point-of-Sale (POS) register, you will be asked if you prefer credit or debit. The following information will help you see why choosing credit may be to your advantage.

Credit

• For added security, no PIN number is required – only a signature
• You may have rights to have disputed charges removed from your account
• Fund availability is based on your balance and overdraft sources
• With Advantage Checking, you may earn 2-3 more days in dividends because the funds are not withdrawn until the charge actually is received by the Credit Union

Debit

• Requires you to enter a PIN number
• No charge back rights on disputes
• Fund availability is based only on your daily withdrawal limit
• The amount of the transaction is debited from your Checking Account at the time of purchase
• Counts as one of your allowed monthly ATM transactions, which could lead to costly ATM surcharge fees

Choosing credit also means less merchant fees for your Credit Union, which translates into higher dividend rates and lower loan rates for all members. So, the next time you’re at check out, consider choosing credit when using your EECU ATM & Check Card.

For more information, contact a Member Service Representative at 517.787.2060 or 877.894.5033 or click below to apply!

Apply today!

ATM Network Partnerships
In addition to partnerships with Cirrus, Magic Line and Quantum, EECU has also partnered with CO-OP Network to grant our members access to an abundance of surcharge-free ATMs. To locate a convenient surcharge-free CO-OP Network ATM near you, click here.

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